Analysis: insurance vs security services


INSURANCE PROS:
           
            PAYS FOR YOUR  LOSSES ( IN A LOT OF CATEGORIES)
                        NOT JUST ROBBERY !
                        FIRE
                        STORM DAMAGE – FLOODING
                        VANDALISM
                        GLASS BREAKAGE
                        CIVIL LIABILITY  CLAIMS AGAINST YOU AND YOUR FAMILY 
                        COST IS LESS AND A SECURITY CONTRACT
                        YOU GET PAID FOR YOUR LOSS !!!
                        AVERAGE YEARLY COST $250.00 TO 350.00

SECURITY PROS:

            PROVIDES SELF CONFIDENCE  AGAINST ROBBERIES
                        INSTALLATION  OF ALARMS
                        USUALLY INCLUDES DOOR AND WINDOW DEVICES
                        MOST HAVE CELL PHONE CONTACT WITH A SECURITY OFFICE


INSURANCE CONS:

                        NEED TO DOCUMENT YOUR  CONTENTS AND STRUCTURES

                        OWNER IS UNDER MEXICAN LAW TO MAKE THE FIRST POLICE
                        REPORT, AFTER THAT WE TAKE CARE OF MOST OF THE      
                        PROCESS.

                                   (NOTHING ELSE WITH “RICKY – PHATASS” AS WE ARE
                                    THERE THRU THE HOLE CLAIM PROCESS TO MAKE IT
                                    AS LESS TRYING AS POSSIBLE. NOBODY DOES THAT,
                                     I MEAN NOBODY DOES THAT, PERIOD !!)

SECURITY CONS:

                        DO NOT PAY FOR ANY OF YOUR LOSS OR DAMAGES CAUSED
                        BY THE INCIDENT – AS IN NADA, ZIPPO BUT CHARGE A LOT!

                        EXPENSIVE – AVERAGES 300.00 TO 500.00 + PER YEAR

                        BY THE TIME THE REMOTE ALARM IS ACTIVATED THE
                        CRIMINAL ARE LONG GONE WITH YOUR PROCESSIONS PLUS
                        HAVE CREATED A LOT OF PHYSICAL DAMAGE AND TRASHED
                        YOUR HOME

                        THEY STOP NOTHING, THE ROBBERS COME AND ALL THE
                        SERVICE THEY PROVIDE IS AFTER THE FACT WHICH IS NADA

                        SECURITY DOES NOTHING TO PREVENT AND YOU ARE STILL
                        SUFFER THE A LOSS THAT YOU PAID BIG BUCKS FOR, WHY (?)

                        BARS, LOCKS, ALARMS AND CAMERAS DO NOT PREVENT
                        CRIMINALITY – AND EVEN IF THE CRIMINAL IS CAUGHT
                        NOTHING HAPPENS EXCEPT MAYBE A WEEKEND IN JAIL. THE
                        COURTS DO NOT REQUIRE RESTITUTION. SO WITH ALL THE
                        PSEUDO SECURITY PROTECTION YOUR LOSS IN NOW
                        DOUBLE – FROM THE CRIMINAL AND THE SECURITY FEES